Coronavirus Update From 3mc

3mc/RLA Mortgages has been monitoring the situation regarding the Coronavirus outbreak along with the advice set out by the UK Department of Health. 3mc is regulated by the Financial Conduct Authority (FCA) and as part of our responsibilities under the FCA we have a Business Continuity Plan (BCP) which has been tested and is fit for purpose as and when the need arises.

It is business as usual for 3mc/RLA Mortgages as we look to assist members with new business along with any queries that a member might have in respect of existing mortgages with guidance on government interventions.

Within the 3mc Business Continuity Plan there are 3 key areas that we have detailed below which will be applicable to all 3mc/RLA Mortgages customers.

  • Over the last 2 weeks we have tested the ability for all 3mc computer equipment to be used remotely by all 3mc team members.
  • Over the last 2 weeks we have tested the ability for all 3mc geographic telephone numbers to be answered remotely by the relevant 3mc team member.
  • Over the last 2 weeks we have contacted all 3mc suppliers to include lenders to establish their protocols for continuity of business.

3mc/RLA Mortgages will continue to monitor the latest government advice and will review and update our policies and plans in line with this advice including updating our customers as and when required.

3mc/RLA Mortgages would like to thank you all for your continued support and we wish you and your families good health during this unprecedented time.

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Welcome to RLA Mortgages

The RLA has teamed up with 3mc offering value for money when it comes to Buy-To-Let Mortgages. Our mortgage service offers a wide range of mortgages including exclusive mortgage deals not available on the open market. In addition you can now source your own deals and get a wider choice via the new sourcing facility.

Our mortgage brokers have access to a vast portfolio of lenders with products for BTL mortgages, HMO's, multi units on 1 title, Limited companies, semi commercial and commercial investment properties.

RLA members are charged £295 per property, against the standard broker fee.
A significant saving achieved through an RLA membership. Sign up here

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If you cannot find the right product, make an enquiry or request a call back

Discounted broker fee

Exclusive market rates

RLA members are charged only £295 per property, against the standard broker fee. A significant saving achieved only through RLA membership. RLA Mortgages has access to limited exclusive mortgage deals not available on the open market.

Live market products

Get the support you need

All the products on our site are streamed live to you via the sourcing facility including intermediary only products and exclusives. We shall help you on every step of the way to getting you the right mortgage as our aim is to build long lasting rapports with all our customers.

Latest News from RLA Mortgages

Keep calm and carry on

In last years’ article, I started with the statement “well what a year it has been for the buy-to-let market” a year that I thought was filled with unprecedented change but also that we shouldn’t lose sight of the continued... more

Are you within 6 months of the end of your current BTL product?

New Buy to Let underwriting rules have been introduced since the 1st January 2017 with further underwriting rules for portfolio landlords taking effect from the 30th September 2017. The rules may impact on the amount you could raise on a Buy... more

BTL 5 Year Fixed - 2.99% fixed with free valuation & free remortgage legal service

If you're looking for buy-to-let finance with fixed payments, we have a product available for both remortgages and purchases with the added benefit of no early repayment charges from day one. The mortgage has the following features: • Available for the purchase... more

Limited company buy-to-lets enable landlords to leverage assets

Earlier this year, I wrote an article in the RPI magazine in which I highlighted the increasing interest in limited company buy-to-lets. In it, I pointed out that the tax changes being introduced by a chancellor who was clearly set... more

New BTL Product Launched - BBR plus 1.55% with £500 Cashback

If you're looking for finance on your next buy-to-let and wish a product linked to the Bank of England Base Rate, here's a new mortgage deal you may find of interest. This product is available for both remortgages and purchases. The... more

Latest Tweets from RLA Mortgages

Please note that any contract for the supply of goods/services will be made between you and the provider of the goods/services; not with the Residential Landlords Association Limited or any of its associated companies. The Residential Landlords Association has no liability in relation to any contract entered into by you as the RLA is an Introducer Appointed Representative of 3mc (UK) Limited.

RLA Mortgages is operated exclusively for the RLA by 3mc, which is authorised and regulated by the Financial Conduct Authority. FCA No. 302992. ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Although the FCA regulate the way the majority of mortgages are sold, in most cases they do not regulate buy to let mortgages. This means you may have less protection if things go wrong with a buy-to-let mortgage. All calls are recorded for training and monitoring purposes.