Category Archives: Uncategorised

Keep calm and carry on

In last years’ article, I started with the statement “well what a year it has been for the buy-to-let market” a year that I thought was filled with unprecedented change but also that we shouldn’t lose sight of the continued … Continue reading

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Are you within 6 months of the end of your current BTL product?

New Buy to Let underwriting rules have been introduced since the 1st January 2017 with further underwriting rules for portfolio landlords taking effect from the 30th September 2017. The rules may impact on the amount you could raise on a … Continue reading

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BTL 5 Year Fixed – 2.99% fixed with free valuation & free remortgage legal service

If you’re looking for buy-to-let finance with fixed payments, we have a product available for both remortgages and purchases with the added benefit of no early repayment charges from day one. The mortgage has the following features: • Available for … Continue reading

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Limited company buy-to-lets enable landlords to leverage assets

Earlier this year, I wrote an article in the RPI magazine in which I highlighted the increasing interest in limited company buy-to-lets. In it, I pointed out that the tax changes being introduced by a chancellor who was clearly set … Continue reading

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New BTL Product Launched – BBR plus 1.55% with £500 Cashback

If you’re looking for finance on your next buy-to-let and wish a product linked to the Bank of England Base Rate, here’s a new mortgage deal you may find of interest. This product is available for both remortgages and purchases. … Continue reading

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The continuing evolution of the HMO market

The market for housing of multiple occupancy (HMO) has gone from strength-to-strength over the past year and there are good reasons to believe this trend will continue in the future. Why? Firstly, landlords are seeking higher yielding investments as returns … Continue reading

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Evolution of the buy-to-let market

The big question hanging over the buy-to-let market is whether the chancellor intends to squeeze it so hard that it starts to implode under the pressure, or whether the tax and regulatory changes being introduced will simply bring about the … Continue reading

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The rental stress of running a limited company

When the chancellor announced last summer that he intended to make the tax regime less favorable for individual buy-to-let landlords, it was inevitable that investors would look for ways to overcome this significant challenge. The proposed changes mean that landlords … Continue reading

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No end to rising demand for rented homes

A new analysis out today by Savills has suggested that demand for rented homes will rise by more than one million households over the next five years despite government measures to help ‘generation rent’ become ‘generation buy’. View Savills report. RLA … Continue reading

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The Buy-to-Let remortgage myth

There is an urban myth amongst some buy-to-let landlords and brokers that a rental property cannot be remortgaged within six months of purchase. Not true. The reality is that although many (but not all) mainstream buy-to-let lenders won’t allow a … Continue reading

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